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mongoatm for bad credit :: Most of the borrower rights out a check mark for the amount of the loan including a fee (not post dated as that is illegal). This fee can range from 10% to 40% of the loan and the borrower normally has two weeks to pay it off in full. Most can't pay it off in time and end up owing, in some cases, more in fees compared to the amount of the main loan. - mongoatm for bad credit

These statistics resemble in most other states. Which means the borrower pays $400 - $500 in loan fees on a $400 loan. This is absurd usury and really should be illegal as it is not helping anyone except the lender. It is predatory lending at best that just gets borrowers in deeper debt than before."Some will say, that little man has to have somewhere to go," said state Rep. Eldridge Emory, "Butif he gets money by doing this, he's just digging a dent deeper and deeper, and he isn't going to get out."Several states like Vermont have currently banned this form of predatory lending.

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